Adverse Credit Commercial Online Mortgage

Adverse Credit Commercial Online Mortgage to help you buy new or bigger business premises, remortgage you current property or invest in Commercial Property Development even if you have credit problems.

Most of the UK building societies and high street banks lend to “low risk” businesses, usually where the business has built up a credible trading history, is currently trading profitably and the ability to repay the mortgage is clearly evident.

However, not all UK businesses fall into this category and need an alternative option when the bank says NO! - Adverse Credit Commercial Online Mortgage

Sterling Capital Reserve Ltd regularly package Adverse Credit Commercial Online Mortgage applications for specialist Adverse Credit Commercial Online Mortgage lenders. We are one of the few brokers who can arrange Commercial Mortgages for businesses with debt or credit problems. Unlike traditional banks who tend to concentrate on historic performance, these lenders prefer to look forwards rather than backwards, which means that Adverse Credit Commercial Online Mortgage can be obtained for businesses with:

County court judgements
Mortgage arrears
No accounts
Poor credit rating
Historically loss making

There are no hard and fast rules, each Adverse Credit Commercial Online Mortgage application is judged on its own merits. These Adverse Credit Commercial Online Mortgage lenders are ideal for businesses (sole traders, partnerships or limited companies) which are looking for:

debt consolidation
business turnaround / phoenix
new business start ups
business refinance
where the incumbent bank want their money back!

The benefits of a Adverse Credit Commercial Online Mortgage are:

No need for audited accounts, simply declare your own income
Borrowing can be for any purpose
Simple Adverse Credit Commercial Online Mortgage application formNo business plans or projections required
No interviews or visits from bank managers
Up to 79% loan to value available (100% with additional security)

Acceptable security

Almost all commercial property is acceptable for a Adverse Credit Commercial Online Mortgage, this includes:

Pubs and restaurants
Farms
Factories and Semi Commercial
Offices
Investment properties
Retail premises
Hotels, guest houses, b&b’s
Takeaways and cafes
Holiday lets

Adverse Credit Commercial Online Mortgage Service levels

For most Adverse Credit Commercial Online Mortgage applications presented by Sterling Capital Reserve, you can obtain:

A decision in principle within 2 hours
Quick turnaround of all proposals
Same day solicitor instruction
Accelerated completion by using in-house solicitors

Adverse Credit Commercial Online Mortgage Rates

Adverse Credit Commercial Online Mortgage Mortgages are available for:

advances up to £2 million
Adverse Credit Commercial Online Mortgage interest rates vary between 1% and 5.5% over base dependent on level on credit rating
early settlement penalties range from 6% (of outstanding loan) in year 1 to 1% in years 6 onwards

Enquire Online

Use our Online Enquiry Form on the right hand side of this page or Contact Us on 0800 0735353 and let our professional team find you a competitive UK Commercial Mortgage.